In 1980, 39% of the workforce had a traditional pension plan, since then the number of plans has dropped significantly. Today the 401(k) is the predominant workplace retirement system but unlike a traditional pension system, your money is not secured. The author takes us through ten steps that outline not only how to maximize your benefits, but how to avoid unnecessary fees, penalties and taxes. Each chapter is well-organized and includes examples to illustrate various scenarios as well as takeaways at the end of each chapter.

Recommended by Nancy Strakna

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